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Private nonprofit · 4-year

University of the Pacific

Stockton, California

82
A
DR Rating
DegreeReturn Rating — Excellent value

A 0–100 composite of ROI, graduate earnings, net price, debt and graduation rate. How it’s scored.

Strong return
+$350,806 over 10 years

Estimated for a typical student paying the average net price over 4 years.

Graduate earnings clearly outpace the cost and debt — this degree pays back quickly.

2.4 yrs
Break-even
+322%
10-year ROI
$90,970
Median earnings as of 2024
85% of University of the Pacific students earn more than a typical U.S. high-school graduate (about $28,000/yr) ten years after starting — measured from IRS tax records, not surveys.

The numbers behind the verdict

$25,447
Average net price / yr as of 2024
$90,970
Median earnings (5 yr) as of 2024
$75,832
Median earnings (1 yr) as of 2024
$19,500
Median debt at graduation as of 2024
69%
Graduation rate as of 2024
85%
Earn more than a HS grad as of 2024
79%
Repaying their loans (3 yr) as of 2024
89%
Retention rate as of 2024

Lifetime ROI: the long view

Cumulative net gain over a high-school-only earner at different career lengths, with tuition and debt interest already subtracted. Built on IRS-verified federal earnings — not self-reported surveys.

$350,806
After 10 years
$810,506
After 20 years
$1,270,206
After 30 years
$1,729,906
After 40 years

Conservative: holds year-5 earnings flat (no raises). Adjust the assumptions, or see the highest 20-year ROI colleges.

Equity & access

Who the college serves and whether the payoff reaches everyone — earnings ten years after starting (IRS-linked), with access measures from federal enrollment data.

By gender
Women
$75,071
Men
$86,629

13% gap between the two groups

By family-income background
From lower-income families
$72,078
From higher-income families
$82,806

13% gap between the two groups

By student status (FAFSA)
Dependent students
$80,233
Independent students
$68,780

14% gap between the two groups

35%
First-generation students
40%
Take federal student loans
79%
Born in the U.S.
Who studies here
White 14%Hispanic 28%Asian 34%Black 3%Other 21%

Undergraduate enrollment by race/ethnicity. Federal data does not report earnings by race.

Net price by family income

What students actually pay after grants and scholarships, by household income as of 2024.

Family incomeAverage net price / yr
Family income $0–$30k$17,004
$30k–$48k$18,152
$48k–$75k$19,209
$75k–$110k$24,323
$110k+$38,662

How University of the Pacific compares

This college against the California and national averages — higher earnings and lower cost/debt are better.

Graduate earnings over time

Median earnings of University of the Pacific students 10 years after entering, by cohort year as of 2024.

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Best-paying majors at University of the Pacific

Fields of study ranked by their own ROI — earnings five years after graduating against the cost and debt. Click a major for the deep dive.

MajorCredentialEarnings (5 yr)Median debt10-yr ROIVerdict
Multi/Interdisciplinary Studies, OtherAssociate's$182,091$15,500+2,325%Strong return
Computer EngineeringAssociate's$135,717+1,683%Strong return
Engineering, GeneralAssociate's$109,111+1,160%Strong return
Engineering-Related FieldsAssociate's$108,953+1,157%Strong return
Mechanical EngineeringAssociate's$105,548$28,000+891%Strong return
Biology, GeneralAssociate's$101,618$21,500+864%Strong return
Civil EngineeringAssociate's$103,144$27,000+857%Strong return
Engineering, GeneralCertificate$137,805+812%Strong return
Computer ScienceAssociate's$96,655$23,000+771%Strong return
Business Administration, Management and OperationsCertificate$125,793+694%Strong return
Pharmacy, Pharmaceutical Sciences, and AdministrationDoctoral$173,847$227,653+597%Strong return
EconomicsAssociate's$80,142+591%Strong return
Business Administration, Management and OperationsAssociate's$84,621$19,500+583%Strong return
Communication Disorders Sciences and ServicesAssociate's$75,549$16,684+436%Strong return
Sports, Kinesiology, and Physical Education/FitnessAssociate's$72,395$19,500+372%Strong return
DentistryDoctoral$150,878$349,063+362%Strong return
LawDoctoral$103,883$147,082+279%Strong return
Biochemistry, Biophysics and Molecular BiologyAssociate's$66,272$25,313+254%Strong return
Psychology, GeneralAssociate's$65,588$24,000+245%Strong return
Communication Disorders Sciences and ServicesCertificate$85,285$102,839+189%Strong return
Communication and Media StudiesAssociate's$61,580$18,500+188%Strong return
Romance Languages, Literatures, and LinguisticsAssociate's$61,006$23,500+169%Strong return
English Language and Literature, GeneralAssociate's$56,973+135%Strong return
Curriculum and InstructionCertificate$69,358$29,182+117%Strong return
SociologyAssociate's$57,798$25,000+113%Strong return

Calculate your own ROI

Adjust the assumptions for your situation — the verdict, break-even and chart update live.

ROI at University of the Pacific

Or pick your to set cost

Estimates from federal data; your result will vary. How this works.

10-yr net gain
Break-even
10-yr ROI

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Admissions & profile

71%
Admission rate
1,346
Average SAT
28
Median ACT
3,204
Undergraduates

Location

Source: U.S. Department of Education, College Scorecard. ROI is computed by Degree Return — see how. Read the methodology. Data as of 2024.

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