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Private nonprofit · 4-year

Mount Mercy University

Cedar Rapids, Iowa

34
F
DR Rating
DegreeReturn Rating — Poor value

A 0–100 composite of ROI, graduate earnings, net price, debt and graduation rate. How it’s scored.

Break-even
+$14,582 over 10 years

Estimated for a typical student paying the average net price over 4 years.

The payoff is roughly break-even — the degree recovers its cost, but slowly.

8.6 yrs
Break-even
+16%
10-year ROI
$55,389
Median earnings as of 2024
81% of Mount Mercy University students earn more than a typical U.S. high-school graduate (about $28,000/yr) ten years after starting — measured from IRS tax records, not surveys.

The numbers behind the verdict

$20,168
Average net price / yr as of 2024
$55,389
Median earnings (5 yr) as of 2024
$46,266
Median earnings (1 yr) as of 2024
$23,699
Median debt at graduation as of 2024
58%
Graduation rate as of 2024
81%
Earn more than a HS grad as of 2024
82%
Repaying their loans (3 yr) as of 2024
73%
Retention rate as of 2024

Lifetime ROI: the long view

Cumulative net gain over a high-school-only earner at different career lengths, with tuition and debt interest already subtracted. Built on IRS-verified federal earnings — not self-reported surveys.

$14,582
After 10 years
$118,472
After 20 years
$222,362
After 30 years
$326,252
After 40 years

Conservative: holds year-5 earnings flat (no raises). Adjust the assumptions, or see the highest 20-year ROI colleges.

Equity & access

Who the college serves and whether the payoff reaches everyone — earnings ten years after starting (IRS-linked), with access measures from federal enrollment data.

By gender
Women
$59,373
Men
$64,260

8% gap between the two groups

By family-income background
From lower-income families
$57,280
From higher-income families
$65,589

13% gap between the two groups

By student status (FAFSA)
Dependent students
$60,840
Independent students
$60,807

Essentially no gap — the payoff is even

29%
First-generation students
53%
Take federal student loans
97%
Born in the U.S.
Who studies here
White 56%Hispanic 8%Asian 2%Black 6%Other 28%

Undergraduate enrollment by race/ethnicity. Federal data does not report earnings by race.

Net price by family income

What students actually pay after grants and scholarships, by household income as of 2024.

Family incomeAverage net price / yr
Family income $0–$30k$17,070
$30k–$48k$15,294
$48k–$75k$16,883
$75k–$110k$20,311
$110k+$25,244

How Mount Mercy University compares

This college against the Iowa and national averages — higher earnings and lower cost/debt are better.

Graduate earnings over time

Median earnings of Mount Mercy University students 10 years after entering, by cohort year as of 2024.

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Best-paying majors at Mount Mercy University

Fields of study ranked by their own ROI — earnings five years after graduating against the cost and debt. Click a major for the deep dive.

MajorCredentialEarnings (5 yr)Median debt10-yr ROIVerdict
Accounting and Related ServicesAssociate's$73,088+596%Strong return
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingAssociate's$71,296$23,558+438%Strong return
Business/Commerce, GeneralAssociate's$69,914$23,708+409%Strong return
Business Administration, Management and OperationsCertificate$84,016$34,594+318%Strong return
Finance and Financial Management ServicesAssociate's$57,775$21,359+166%Strong return
Human Resources Management and ServicesAssociate's$55,899$25,982+119%Strong return
MarketingAssociate's$54,878$26,500+98%Strong return
Business Administration, Management and OperationsAssociate's$54,703$26,000+95%Strong return
Criminal Justice and CorrectionsAssociate's$50,062$25,000+2%Break-even
Psychology, GeneralAssociate's$47,791$20,500-42%Poor return
Teacher Education and Professional Development, Specific Levels and MethodsAssociate's$45,918$26,625-82%Poor return
Social WorkAssociate's$37,826$24,750-245%Poor return

Calculate your own ROI

Adjust the assumptions for your situation — the verdict, break-even and chart update live.

ROI at Mount Mercy University

Or pick your to set cost

Estimates from federal data; your result will vary. How this works.

10-yr net gain
Break-even
10-yr ROI

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Admissions & profile

83%
Admission rate
0
Average SAT
0
Median ACT
1,107
Undergraduates

Location

Source: U.S. Department of Education, College Scorecard. ROI is computed by Degree Return — see how. Read the methodology. Data as of 2024.

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