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Public · 4-year

Murray State University

Murray, Kentucky

35
D
DR Rating
DegreeReturn Rating — Weak value

A 0–100 composite of ROI, graduate earnings, net price, debt and graduation rate. How it’s scored.

Poor return
$-10,224 over 10 years

Estimated for a typical student paying the average net price over 4 years.

On these figures the cost and debt outweigh the earnings premium.

13 yrs
Break-even
-23%
10-year ROI
$48,363
Median earnings as of 2024
68% of Murray State University students earn more than a typical U.S. high-school graduate (about $28,000/yr) ten years after starting — measured from IRS tax records, not surveys.

The numbers behind the verdict

$9,096
Average net price / yr as of 2024
$48,363
Median earnings (5 yr) as of 2024
$42,322
Median earnings (1 yr) as of 2024
$20,500
Median debt at graduation as of 2024
61%
Graduation rate as of 2024
68%
Earn more than a HS grad as of 2024
72%
Repaying their loans (3 yr) as of 2024
76%
Retention rate as of 2024

Lifetime ROI: the long view

Cumulative net gain over a high-school-only earner at different career lengths, with tuition and debt interest already subtracted. Built on IRS-verified federal earnings — not self-reported surveys.

$-10,224
After 10 years
$23,406
After 20 years
$57,036
After 30 years
$90,666
After 40 years

Conservative: holds year-5 earnings flat (no raises). Adjust the assumptions, or see the highest 20-year ROI colleges.

Equity & access

Who the college serves and whether the payoff reaches everyone — earnings ten years after starting (IRS-linked), with access measures from federal enrollment data.

By gender
Women
$41,350
Men
$52,452

21% gap between the two groups

By family-income background
From lower-income families
$40,053
From higher-income families
$52,623

24% gap between the two groups

By student status (FAFSA)
Dependent students
$45,182
Independent students
$43,263

4% gap between the two groups

34%
First-generation students
35%
Take federal student loans
98%
Born in the U.S.
Who studies here
White 78%Hispanic 4%Asian 1%Black 6%Other 11%

Undergraduate enrollment by race/ethnicity. Federal data does not report earnings by race.

Net price by family income

What students actually pay after grants and scholarships, by household income as of 2024.

Family incomeAverage net price / yr
Family income $0–$30k$6,242
$30k–$48k$6,347
$48k–$75k$8,104
$75k–$110k$12,811
$110k+$15,450

How Murray State University compares

This college against the Kentucky and national averages — higher earnings and lower cost/debt are better.

Graduate earnings over time

Median earnings of Murray State University students 10 years after entering, by cohort year as of 2024.

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Best-paying majors at Murray State University

Fields of study ranked by their own ROI — earnings five years after graduating against the cost and debt. Click a major for the deep dive.

MajorCredentialEarnings (5 yr)Median debt10-yr ROIVerdict
Information Science/StudiesAssociate's$89,111$19,037+1,655%Strong return
Computer ScienceAssociate's$87,954$23,475+1,506%Strong return
Quality Control and Safety Technologies/TechniciansAssociate's$85,864$24,561+1,406%Strong return
Quality Control and Safety Technologies/TechniciansCertificate$99,776+1,406%Strong return
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingAssociate's$74,353$18,203+1,082%Strong return
Civil Engineering Technologies/TechniciansAssociate's$71,522$22,250+908%Strong return
Business/Commerce, GeneralCertificate$83,386$28,786+719%Strong return
Finance and Financial Management ServicesAssociate's$56,973$20,500+367%Strong return
Educational Administration and SupervisionCertificate$64,254$18,800+345%Strong return
Biology, GeneralAssociate's$54,903$24,033+268%Strong return
Criminal Justice and CorrectionsAssociate's$54,066$21,411+249%Strong return
Sports, Kinesiology, and Physical Education/FitnessAssociate's$52,954$22,925+200%Strong return
MarketingAssociate's$51,087$21,997+132%Strong return
Accounting and Related ServicesAssociate's$50,198$18,318+109%Strong return
Communication Disorders Sciences and ServicesCertificate$54,228$42,000+79%Strong return
Teacher Education and Professional Development, Specific Levels and MethodsCertificate$51,419$20,093+47%Break-even
Drafting/Design Engineering Technologies/TechniciansAssociate's$48,363$22,500+27%Break-even
Teacher Education and Professional Development, Specific Subject AreasCertificate$49,861$22,500+9%Break-even
Business/Commerce, GeneralAssociate's$47,257$17,500-8%Poor return
Special Education and TeachingCertificate$47,416-34%Poor return
Community Organization and AdvocacyCertificate$47,728$39,986-47%Poor return
MusicAssociate's$46,197$26,731-57%Poor return
Agricultural/Animal/Plant/Veterinary Science and Related Fields, OtherAssociate's$45,641$17,000-74%Poor return
Communication Disorders Sciences and ServicesAssociate's$45,661$19,369-74%Poor return
Radio, Television, and Digital CommunicationAssociate's$44,736-115%Poor return

Calculate your own ROI

Adjust the assumptions for your situation — the verdict, break-even and chart update live.

ROI at Murray State University

Or pick your to set cost

Estimates from federal data; your result will vary. How this works.

10-yr net gain
Break-even
10-yr ROI

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Admissions & profile

86%
Admission rate
1,133
Average SAT
24
Median ACT
6,688
Undergraduates

Location

Source: U.S. Department of Education, College Scorecard. ROI is computed by Degree Return — see how. Read the methodology. Data as of 2024.

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