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Private nonprofit · 4-year

College of the Holy Cross

Worcester, Massachusetts

55
C
DR Rating
DegreeReturn Rating — Fair value

A 0–100 composite of ROI, graduate earnings, net price, debt and graduation rate. How it’s scored.

Strong return
+$181,913 over 10 years

Estimated for a typical student paying the average net price over 4 years.

Graduate earnings clearly outpace the cost and debt — this degree pays back quickly.

4.8 yrs
Break-even
+110%
10-year ROI
$79,688
Median earnings as of 2024
92% of College of the Holy Cross students earn more than a typical U.S. high-school graduate (about $28,000/yr) ten years after starting — measured from IRS tax records, not surveys.

The numbers behind the verdict

$38,782
Average net price / yr as of 2024
$79,688
Median earnings (5 yr) as of 2024
$43,362
Median earnings (1 yr) as of 2024
$27,000
Median debt at graduation as of 2024
87%
Graduation rate as of 2024
92%
Earn more than a HS grad as of 2024
89%
Repaying their loans (3 yr) as of 2024
95%
Retention rate as of 2024

Lifetime ROI: the long view

Cumulative net gain over a high-school-only earner at different career lengths, with tuition and debt interest already subtracted. Built on IRS-verified federal earnings — not self-reported surveys.

$181,913
After 10 years
$528,793
After 20 years
$875,673
After 30 years
$1,222,553
After 40 years

Conservative: holds year-5 earnings flat (no raises). Adjust the assumptions, or see the highest 20-year ROI colleges.

Equity & access

Who the college serves and whether the payoff reaches everyone — earnings ten years after starting (IRS-linked), with access measures from federal enrollment data.

By gender
Women
$88,256
Men
$93,040

5% gap between the two groups

By family-income background
From lower-income families
$70,606
From higher-income families
$101,085

30% gap between the two groups

17%
First-generation students
38%
Take federal student loans
87%
Born in the U.S.
Who studies here
White 68%Hispanic 13%Asian 3%Black 5%Other 11%

Undergraduate enrollment by race/ethnicity. Federal data does not report earnings by race.

Net price by family income

What students actually pay after grants and scholarships, by household income as of 2024.

Family incomeAverage net price / yr
Family income $0–$30k$14,343
$30k–$48k$16,179
$48k–$75k$12,682
$75k–$110k$27,711
$110k+$56,284

How College of the Holy Cross compares

This college against the Massachusetts and national averages — higher earnings and lower cost/debt are better.

Graduate earnings over time

Median earnings of College of the Holy Cross students 10 years after entering, by cohort year as of 2024.

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Best-paying majors at College of the Holy Cross

Fields of study ranked by their own ROI — earnings five years after graduating against the cost and debt. Click a major for the deep dive.

MajorCredentialEarnings (5 yr)Median debt10-yr ROIVerdict
EconomicsAssociate's$118,102$27,000+736%Strong return
MathematicsAssociate's$105,706$27,000+595%Strong return
ChemistryAssociate's$84,834$27,000+356%Strong return
Political Science and GovernmentAssociate's$82,765$27,000+332%Strong return
English Language and Literature, GeneralAssociate's$81,948$27,000+323%Strong return
Biology, GeneralAssociate's$79,688$27,000+297%Strong return
HistoryAssociate's$75,084$27,000+244%Strong return
Romance Languages, Literatures, and LinguisticsAssociate's$74,806$26,975+241%Strong return
Multi/Interdisciplinary Studies, OtherAssociate's$70,234$27,000+189%Strong return
SociologyAssociate's$68,340$26,449+168%Strong return
Psychology, GeneralAssociate's$63,311$26,990+110%Strong return

Calculate your own ROI

Adjust the assumptions for your situation — the verdict, break-even and chart update live.

ROI at College of the Holy Cross

Or pick your to set cost

Estimates from federal data; your result will vary. How this works.

10-yr net gain
Break-even
10-yr ROI

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Admissions & profile

18%
Admission rate
1,353
Average SAT
30
Median ACT
3,106
Undergraduates

Location

Source: U.S. Department of Education, College Scorecard. ROI is computed by Degree Return — see how. Read the methodology. Data as of 2024.

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