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Public · 4-year

Southwest Minnesota State University

Marshall, Minnesota

39
D
DR Rating
DegreeReturn Rating — Weak value

A 0–100 composite of ROI, graduate earnings, net price, debt and graduation rate. How it’s scored.

Break-even
+$32,506 over 10 years

Estimated for a typical student paying the average net price over 4 years.

The payoff is roughly break-even — the degree recovers its cost, but slowly.

6.8 yrs
Break-even
+47%
10-year ROI
$55,114
Median earnings as of 2024
71% of Southwest Minnesota State University students earn more than a typical U.S. high-school graduate (about $28,000/yr) ten years after starting — measured from IRS tax records, not surveys.

The numbers behind the verdict

$15,291
Average net price / yr as of 2024
$55,114
Median earnings (5 yr) as of 2024
$49,092
Median earnings (1 yr) as of 2024
$20,500
Median debt at graduation as of 2024
45%
Graduation rate as of 2024
71%
Earn more than a HS grad as of 2024
80%
Repaying their loans (3 yr) as of 2024
74%
Retention rate as of 2024

Lifetime ROI: the long view

Cumulative net gain over a high-school-only earner at different career lengths, with tuition and debt interest already subtracted. Built on IRS-verified federal earnings — not self-reported surveys.

$32,506
After 10 years
$133,646
After 20 years
$234,786
After 30 years
$335,926
After 40 years

Conservative: holds year-5 earnings flat (no raises). Adjust the assumptions, or see the highest 20-year ROI colleges.

Equity & access

Who the college serves and whether the payoff reaches everyone — earnings ten years after starting (IRS-linked), with access measures from federal enrollment data.

By gender
Women
$47,499
Men
$57,290

17% gap between the two groups

By family-income background
From lower-income families
$47,521
From higher-income families
$54,503

13% gap between the two groups

By student status (FAFSA)
Dependent students
$50,964
Independent students
$52,542

3% gap between the two groups

27%
First-generation students
15%
Take federal student loans
96%
Born in the U.S.
Who studies here
White 69%Hispanic 9%Asian 3%Black 9%Other 11%

Undergraduate enrollment by race/ethnicity. Federal data does not report earnings by race.

Net price by family income

What students actually pay after grants and scholarships, by household income as of 2024.

Family incomeAverage net price / yr
Family income $0–$30k$10,559
$30k–$48k$11,175
$48k–$75k$13,153
$75k–$110k$18,283
$110k+$20,701

How Southwest Minnesota State University compares

This college against the Minnesota and national averages — higher earnings and lower cost/debt are better.

Graduate earnings over time

Median earnings of Southwest Minnesota State University students 10 years after entering, by cohort year as of 2024.

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Best-paying majors at Southwest Minnesota State University

Fields of study ranked by their own ROI — earnings five years after graduating against the cost and debt. Click a major for the deep dive.

MajorCredentialEarnings (5 yr)Median debt10-yr ROIVerdict
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingAssociate's$84,871$13,875+1,019%Strong return
Accounting and Related ServicesAssociate's$68,179+658%Strong return
Business Administration, Management and OperationsCertificate$82,960+521%Strong return
Business Administration, Management and OperationsAssociate's$62,733$20,500+366%Strong return
Finance and Financial Management ServicesAssociate's$62,403$21,500+353%Strong return
Agricultural Business and ManagementAssociate's$55,400+240%Strong return
Teacher Education and Professional Development, Specific Subject AreasCertificate$65,273+232%Strong return
MarketingAssociate's$54,828$19,747+160%Strong return
Criminal Justice and CorrectionsAssociate's$53,479$26,000+112%Strong return
Education, GeneralCertificate$59,053$17,448+108%Strong return
Hospitality Administration/ManagementAssociate's$50,720+87%Strong return
Rhetoric and Composition/Writing StudiesAssociate's$49,740+55%Break-even
Psychology, GeneralAssociate's$50,996$25,125+51%Break-even
Sports, Kinesiology, and Physical Education/FitnessAssociate's$49,713$18,000+27%Break-even
Social WorkAssociate's$47,740-10%Poor return
Teacher Education and Professional Development, Specific Levels and MethodsAssociate's$47,061$21,977-47%Poor return

Calculate your own ROI

Adjust the assumptions for your situation — the verdict, break-even and chart update live.

ROI at Southwest Minnesota State University

Or pick your to set cost

Estimates from federal data; your result will vary. How this works.

10-yr net gain
Break-even
10-yr ROI

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Admissions & profile

62%
Admission rate
1,050
Average SAT
0
Median ACT
2,315
Undergraduates

Location

Source: U.S. Department of Education, College Scorecard. ROI is computed by Degree Return — see how. Read the methodology. Data as of 2024.

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