Highest 20-Year ROI Colleges in Puerto Rico
The biggest 20-year net financial gain over a high-school-only earner — tuition and debt already subtracted. Our tax-verified answer to the 20-year ROI question, from IRS-linked federal earnings rather than self-reported surveys.
| # | College | Type | 20-yr net gain | 5-yr earnings | Net price | Median debt | 10-yr ROI | DR Rating | Verdict |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Universidad Politecnica de Puerto Rico Hato Rey, PR | Private | $305,917 | $64,215 | $17,540 | $22,564 | +145% | Strong return | |
| 2 | Albizu University-San Juan San Juan, PR | Private | $197,828 | $56,938 | $9,732 | $5,500 | +192% | Strong return | |
| 3 | University of Puerto Rico-Mayaguez Mayaguez, PR | Public | $-121,230 | $42,676 | $17,936 | $8,250 | -131% | Poor return | |
| 4 | Universidad Adventista de las Antillas Mayaguez, PR | Private | $-155,135 | $39,514 | $9,919 | $15,750 | -221% | Poor return | |
| 5 | Inter American University of Puerto Rico-Metro San Juan, PR | Private | $-186,011 | $37,857 | $9,788 | $10,975 | -266% | Poor return | |
| 6 | EDP University of Puerto Rico Inc-San Sebastian San Sebastian, PR | Private | $-216,542 | $35,821 | $6,965 | $14,000 | -379% | Poor return | |
| 7 | EDP University of Puerto Rico Inc-San Juan San Juan, PR | Private | $-235,090 | $35,178 | $8,387 | $14,000 | -354% | Poor return | |
| 8 | Inter American University of Puerto Rico-Bayamon Bayamon, PR | Private | $-259,482 | $34,033 | $9,284 | $8,250 | -373% | Poor return | |
| 9 | University of Puerto Rico Bayamon, PR | Public | $-287,980 | $32,398 | $8,484 | $5,500 | -451% | Poor return | |
| 10 | University of Puerto Rico-Rio Piedras San Juan, PR | Public | $-316,624 | $31,104 | $9,175 | $5,500 | -459% | Poor return | |
| 11 | Universidad Ana G. Mendez-Gurabo Campus Gurabo, PR | Private | $-329,845 | $30,163 | $7,051 | $13,448 | -548% | Poor return | |
| 12 | University of Puerto Rico-Humacao Humacao, PR | Public | $-333,484 | $30,961 | $12,675 | $5,500 | -366% | Poor return | |
| 13 | Mech-Tech College Caguas, PR | For-profit | $-343,369 | $28,965 | $10,697 | $3,500 | -807% | Poor return | |
| 14 | University of Puerto Rico at Cayey Cayey, PR | Public | $-367,866 | $28,733 | $10,176 | $5,000 | -483% | Poor return | |
| 15 | Universidad del Sagrado Corazon Santurce, PR | Private | $-378,338 | $28,964 | $12,924 | $16,250 | -378% | Poor return | |
| 16 | Inter American University of Puerto Rico-Arecibo Arecibo, PR | Private | $-385,608 | $27,727 | $9,217 | $9,000 | -530% | Poor return | |
| 17 | Caribbean University-Bayamon Bayamon, PR | Private | $-391,226 | $26,563 | $4,665 | $10,500 | -920% | Poor return | |
| 18 | Inter American University of Puerto Rico-Ponce Mercedita, PR | Private | $-392,087 | $27,317 | $9,026 | $6,375 | -560% | Poor return | |
| 19 | Universidad Central de Bayamon Bayamón, PR | Private | $-393,631 | $26,455 | $4,827 | $9,393 | -916% | Poor return | |
| 20 | Universidad Ana G. Mendez-Carolina Campus Carolina, PR | Private | $-402,248 | $26,704 | $7,761 | $14,500 | -604% | Poor return | |
| 21 | University of Puerto Rico-Arecibo Arecibo, PR | Public | $-407,180 | $26,859 | $10,680 | $4,500 | -509% | Poor return | |
| 22 | Pontifical Catholic University of Puerto Rico-Ponce Ponce, PR | Private | $-416,516 | $27,095 | $13,192 | $15,500 | -407% | Poor return | |
| 23 | Inter American University of Puerto Rico-San German San German, PR | Private | $-417,469 | $26,111 | $9,148 | $8,500 | -576% | Poor return | |
| 24 | University of Puerto Rico-Carolina Carolina, PR | Public | $-420,024 | $26,688 | $12,945 | $5,500 | -441% | Poor return | |
| 25 | Inter American University of Puerto Rico-Aguadilla Aguadilla, PR | Private | $-421,786 | $25,773 | $8,742 | $6,250 | -616% | Poor return | |
| 26 | Inter American University of Puerto Rico-Guayama Guayama, PR | Private | $-432,266 | $25,423 | $9,316 | $9,500 | -581% | Poor return | |
| 27 | Advantage Technical College Manati, PR | For-profit | $-433,400 | $23,603 | $5,460 | — | -4,019% | Poor return | |
| 28 | Pontifical Catholic University of Puerto Rico-Mayaguez Mayaguez, PR | Private | $-439,616 | $25,602 | $11,502 | $15,500 | -476% | Poor return | |
| 29 | Colegio de Cinematografia Artes y Television Bayamon, PR | For-profit | $-441,220 | $23,085 | $1,460 | — | -7,605% | Poor return | |
| 30 | Universidad Ana G. Mendez-Cupey Campus San Juan, PR | Private | $-442,397 | $24,669 | $7,646 | $14,250 | -668% | Poor return | |
| 31 | University of Puerto Rico-Aguadilla Aguadilla, PR | Public | $-442,824 | $24,512 | $7,765 | $5,500 | -720% | Poor return | |
| 32 | NUC University Bayamon, PR | For-profit | $-448,922 | $24,511 | $8,920 | $9,500 | -624% | Poor return | |
| 33 | Inter American University of Puerto Rico-Fajardo Fajardo, PR | Private | $-451,195 | $24,391 | $9,230 | $5,750 | -628% | Poor return | |
| 34 | Atlantic University Guaynabo, PR | Private | $-466,889 | $23,040 | $6,425 | $5,457 | -893% | Poor return | |
| 35 | Inter American University of Puerto Rico-Barranquitas Barranquitas, PR | Private | $-478,319 | $22,924 | $8,726 | $5,200 | -700% | Poor return | |
| 36 | University of Puerto Rico at Ponce Ponce, PR | Public | $-482,244 | $23,186 | $10,990 | $5,500 | -575% | Poor return | |
| 37 | Atenas University Manati, PR | Private | $-494,110 | $21,577 | $5,818 | $6,525 | -1,013% | Poor return | |
| 38 | Century College San Juan, PR | For-profit | $-606,920 | $14,903 | $4,980 | — | -6,144% | Poor return |
Source: U.S. Department of Education, College Scorecard. ROI is computed by Degree Return — see how. Read the methodology. Data as of 2024.